{"schema_version":"secwatch.filing_event.v1","accession":"0000318300-26-000231","form_type":"8-K","ticker":"PEBO","cik":"0000318300","company_name":"PEOPLES BANCORP INC","filed_at":"2026-10-20T10:09:10+00:00","discovered_at":"2026-10-20T10:10:00.215289+00:00","generated_at":"2026-10-20T10:10:11.786778+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Peoples Bancorp Q3 2026 net income $32.6M, EPS $0.91 vs $0.83; NIM 4.31%; dividend $0.42","bullets":["Net income $32.6M and diluted EPS $0.91, up from $28.0M/$0.78 in Q2 2026 and $29.5M/$0.83 in Q3 2025; non-core items cut EPS by $0.13.","Net interest income $93.8M, up $1.1M QoQ and 3% YoY; NIM 4.31% vs 4.23% linked quarter and up 15 bps YoY on higher loan and investment yields.","Provision for credit losses fell to $3.6M from $4.7M QoQ and $7.3M a year ago; period-end loans and core deposits each rose $19.2M QoQ.","Q3 net securities loss was $4.8M, including a $4.5M loss on sale of $58.5M available-for-sale securities; efficiency ratio was 58.5%.","Declared $0.42 quarterly dividend on Oct 19, 2026; pending deals: Capital Bancorp ~$728.1M all-stock and Citizens National ~$76.6M cash-and-stock."],"urls":{"canonical":"https://secwatch.observer/filing/0000318300-26-000231","json":"https://secwatch.observer/filing/0000318300-26-000231.json","markdown":"https://secwatch.observer/filing/0000318300-26-000231.md","text":"https://secwatch.observer/filing/0000318300-26-000231.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/318300/000031830026000231/0000318300-26-000231-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/318300/000031830026000231/pebo-20261019.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-20T10:10:11.786778+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}