---
schema_version: "secwatch.filing_event.v1"
accession: "0000318300-26-000231"
form_type: "8-K"
ticker: "PEBO"
cik: "0000318300"
company_name: "PEOPLES BANCORP INC"
filed_at: "2026-10-20T10:09:10+00:00"
generated_at: "2026-10-20T10:10:11.786778+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Peoples Bancorp Q3 2026 net income $32.6M, EPS $0.91 vs $0.83; NIM 4.31%; dividend $0.42

## Summary
- Net income $32.6M and diluted EPS $0.91, up from $28.0M/$0.78 in Q2 2026 and $29.5M/$0.83 in Q3 2025; non-core items cut EPS by $0.13.
- Net interest income $93.8M, up $1.1M QoQ and 3% YoY; NIM 4.31% vs 4.23% linked quarter and up 15 bps YoY on higher loan and investment yields.
- Provision for credit losses fell to $3.6M from $4.7M QoQ and $7.3M a year ago; period-end loans and core deposits each rose $19.2M QoQ.
- Q3 net securities loss was $4.8M, including a $4.5M loss on sale of $58.5M available-for-sale securities; efficiency ratio was 58.5%.
- Declared $0.42 quarterly dividend on Oct 19, 2026; pending deals: Capital Bancorp ~$728.1M all-stock and Citizens National ~$76.6M cash-and-stock.

## SEC filing metadata
- accession: 0000318300-26-000231
- form_type: 8-K
- ticker: PEBO
- cik: 0000318300
- company_name: PEOPLES BANCORP INC
- filed_at: 2026-10-20T10:09:10+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/318300/000031830026000231/0000318300-26-000231-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/318300/000031830026000231/pebo-20261019.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000318300-26-000231
- JSON: https://secwatch.observer/filing/0000318300-26-000231.json
- Plain text: https://secwatch.observer/filing/0000318300-26-000231.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.