secwatch.observer — SEC 8-K summary
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Issuer:     PEOPLES BANCORP INC (PEBO)
CIK:        0000318300
Form:       8-K
Filed at:   2026-10-20T10:09:10+00:00
Accession:  0000318300-26-000231
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4.1-flash:cloud@v2

Peoples Bancorp Q3 2026 net income $32.6M, EPS $0.91 vs $0.83; NIM 4.31%; dividend $0.42
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- Net income $32.6M and diluted EPS $0.91, up from $28.0M/$0.78 in Q2 2026 and $29.5M/$0.83 in Q3 2025; non-core items cut EPS by $0.13.
- Net interest income $93.8M, up $1.1M QoQ and 3% YoY; NIM 4.31% vs 4.23% linked quarter and up 15 bps YoY on higher loan and investment yields.
- Provision for credit losses fell to $3.6M from $4.7M QoQ and $7.3M a year ago; period-end loans and core deposits each rose $19.2M QoQ.
- Q3 net securities loss was $4.8M, including a $4.5M loss on sale of $58.5M available-for-sale securities; efficiency ratio was 58.5%.
- Declared $0.42 quarterly dividend on Oct 19, 2026; pending deals: Capital Bancorp ~$728.1M all-stock and Citizens National ~$76.6M cash-and-stock.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/318300/000031830026000231/0000318300-26-000231-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/318300/000031830026000231/pebo-20261019.htm
  HTML page:      https://secwatch.observer/filing/0000318300-26-000231

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