Globe Life Q3 net income $4.73/share, up 38% YoY; FY2025 guidance $14.40-$14.60

GLOBE LIFE INC.

2025-Q3 EPS reported $10.77 revenue$4,474,697,000

Net income per diluted share $4.73 vs $3.44 YoY; net operating income $4.81 vs $3.49 YoY.
Life underwriting margin up 24% to $481.6M; health underwriting margin up 25% to $108.4M.
Total premium revenue $1.23B, up 5% YoY; life premiums +3%, health premiums +9%.
Repurchased 840,242 shares for $113M in Q3; average price $134.17.
FY2025 net operating income guidance $14.40-$14.60; FY2026 guidance $14.60-$15.30 per share.

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