{"schema_version":"secwatch.filing_event.v1","accession":"0000350852-22-000063","form_type":"8-K","ticker":"CTBI","cik":"0000350852","company_name":"COMMUNITY TRUST BANCORP INC /KY/","filed_at":"2022-07-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:57.785319+00:00","generated_at":"2026-06-24T11:42:48.206596+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"CTBI Q2 2022: EPS $1.14 (down 15% YoY); net income $20.3M; NIM 3.20%; loan growth 4.9%","bullets":["Net income $20.3M ($1.14 diluted EPS) vs $23.9M ($1.35) in Q2 2021, down 15.1%.","Net interest income $40.8M, up $0.8M QoQ and YoY; net interest margin 3.20%, up 9bps YoY.","Noninterest income $14.5M, down 6.6% YoY due to lower gains on loan sales.","Provision for credit losses $0.1M vs recovery of $4.3M in Q2 2021; net charge-offs <0.01% of loans.","Shareholders' equity down $21.3M (annualized 13.1%) from $34.9M increase in AOCI loss on securities."],"urls":{"canonical":"https://secwatch.observer/filing/0000350852-22-000063","json":"https://secwatch.observer/filing/0000350852-22-000063.json","markdown":"https://secwatch.observer/filing/0000350852-22-000063.md","text":"https://secwatch.observer/filing/0000350852-22-000063.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/350852/000035085222000063/0000350852-22-000063-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/350852/000035085222000063/ctbi0622er8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T11:42:48.206596+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}