{"schema_version":"secwatch.filing_event.v1","accession":"0000350852-22-000073","form_type":"8-K","ticker":"CTBI","cik":"0000350852","company_name":"COMMUNITY TRUST BANCORP INC /KY/","filed_at":"2022-10-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:53.167246+00:00","generated_at":"2026-06-23T02:46:30.675004+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"CTBI Q3 2022 EPS $1.09 vs $1.19 YoY; provision rises sharply; equity falls on unrealized losses","bullets":["Net income $19.4M ($1.09/sh) vs $21.1M ($1.19/sh) in Q3 2021; YTD net income $59.4M ($3.33/sh) down 13.6%.","Net interest income $43.5M (+3.6% YoY); NIM 3.36% up 13 bps YoY; provision for credit losses $2.4M vs $0.1M prior Q.","Loans grew $232.4M (6.8%) YoY; deposits up $176.9M (3.9%); noninterest income flat at $14.7M.","Shareholders' equity declined $89.1M (12.9%) YoY due to unrealized securities losses; dividend increased to $0.44/sh.","Noninterest expense $31.5M included $1.4M accrual for customer refunds of re-presented returned item fees."],"urls":{"canonical":"https://secwatch.observer/filing/0000350852-22-000073","json":"https://secwatch.observer/filing/0000350852-22-000073.json","markdown":"https://secwatch.observer/filing/0000350852-22-000073.md","text":"https://secwatch.observer/filing/0000350852-22-000073.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/350852/000035085222000073/0000350852-22-000073-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/350852/000035085222000073/ctbi0922er8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T02:46:30.675004+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}