secwatch.observer — SEC 8-K summary
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Issuer:     COMMUNITY TRUST BANCORP INC /KY/ (CTBI)
CIK:        0000350852
Form:       8-K
Filed at:   2023-01-18T23:59:59+00:00
Accession:  0000350852-23-000019
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Community Trust Bancorp Q4 2022 EPS $1.26, up 16.7% YoY; loan book grows 8.8% to $3.7B
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- Net income $22.4M ($1.26 diluted EPS) in Q4 2022 vs $19.2M ($1.08) in Q4 2021.
- Net interest margin (tax-equivalent) 3.51%, up 34 bps YoY; net interest income $44.7M.
- Loan portfolio grew $300.5M (+8.8%) YoY to $3.71B; deposits up 0.6% to $4.64B.
- Provision for credit losses $1.5M in Q4 vs $2.4M in Q3; nonperforming loans $15.3M.
- Shareholders' equity $628M, down $70.2M YoY due to $129.2M unrealized securities losses.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/350852/000035085223000019/0000350852-23-000019-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/350852/000035085223000019/ctbi1222er8k.htm
  HTML page:      https://secwatch.observer/filing/0000350852-23-000019

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