{"schema_version":"secwatch.filing_event.v1","accession":"0000350852-23-000052","form_type":"8-K","ticker":"CTBI","cik":"0000350852","company_name":"COMMUNITY TRUST BANCORP INC /KY/","filed_at":"2023-04-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:41.801238+00:00","generated_at":"2026-06-16T23:57:17.968519+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"CTBI Q1 2023 net income $19.3M ($1.08 EPS); deposits grow 9.7% annualized","bullets":["Net income $19.3M ($1.08 EPS) vs $22.4M ($1.26) in Q4 2022 and $19.7M ($1.11) in Q1 2022.","Net interest income $43.9M, down $0.8M from Q4 but up $3.9M YoY; NIM 3.49% vs 3.51% prior qtr.","Loans grew $68.1M (annualized 7.4%) to $3.78B; deposits grew $110.6M (annualized 9.7%) to $4.75B.","Nonperforming loans fell to $12.2M from $15.3M; net charge-offs $414K (0.04% of loans annualized).","No deposit decline from bank failures; well-capitalized (CBLR 13.71% vs 9% required); no BTFP usage."],"urls":{"canonical":"https://secwatch.observer/filing/0000350852-23-000052","json":"https://secwatch.observer/filing/0000350852-23-000052.json","markdown":"https://secwatch.observer/filing/0000350852-23-000052.md","text":"https://secwatch.observer/filing/0000350852-23-000052.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/350852/000035085223000052/0000350852-23-000052-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/350852/000035085223000052/ctbi0323er8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T23:57:17.968519+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"412cf1e3b332165999829cff2bde80395cb0c8e8","claim":"COMMUNITY TRUST BANCORP INC /KY/ reported the quarter ended March 31, 2023 results: net income $19,313, EPS $1.08.","evidence_excerpt":"On April 19, 2023, Community Trust Bancorp, Inc. issued a press release announcing its financial results for the quarter ended March 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/350852/000035085223000052/0000350852-23-000052-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2023"},{"label":"Net income","value":"$19,313"},{"label":"EPS","value":"$1.08"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}