{"schema_version":"secwatch.filing_event.v1","accession":"0000350852-23-000082","form_type":"8-K","ticker":"CTBI","cik":"0000350852","company_name":"COMMUNITY TRUST BANCORP INC /KY/","filed_at":"2023-07-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.310575+00:00","generated_at":"2026-06-13T06:36:24.394085+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Community Trust Bancorp Q2 net income $19.4M ($1.09 EPS), down 4.3% YoY","bullets":["Net income $19.4M ($1.09 basic EPS) vs $20.3M ($1.14) in Q2 2022; YTD 2023 net income $38.7M ($2.17) vs $40.0M ($2.24).","Net interest income $43.1M, down 1.9% QoQ but up 5.6% YoY; net interest margin 3.35% (down 14 bps QoQ, up 15 bps YoY).","Loans grew 16.2% annualized QoQ to $3.9B; deposits stable at $4.7B; nonperforming loans fell to $11.7M.","Provision for credit losses $2.0M, up $0.9M QoQ and $1.9M YoY; net charge-offs $674K (0.07% of avg loans annualized).","Dividend declared $0.44 per share, unchanged QoQ, increased from $0.40 in Q2 2022."],"urls":{"canonical":"https://secwatch.observer/filing/0000350852-23-000082","json":"https://secwatch.observer/filing/0000350852-23-000082.json","markdown":"https://secwatch.observer/filing/0000350852-23-000082.md","text":"https://secwatch.observer/filing/0000350852-23-000082.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/350852/000035085223000082/0000350852-23-000082-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/350852/000035085223000082/ctbi0623er8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T06:36:24.394085+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"27e8dc99e01bd54c03aacd20a2d81d99ada543fc","claim":"COMMUNITY TRUST BANCORP INC /KY/ reported the quarter and six months ended June 30, 2023 results: net income $19.4 million, EPS $1.09 per basic share.","evidence_excerpt":"Community Trust Bancorp, Inc. (NASDAQ-CTBI) achieved earnings for the second quarter 2023 of $19.4 million, or $1.09 per basic share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/350852/000035085223000082/0000350852-23-000082-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter and six months ended June 30, 2023"},{"label":"Net income","value":"$19.4 million"},{"label":"EPS","value":"$1.09 per basic share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}