{"schema_version":"secwatch.filing_event.v1","accession":"0000350852-23-000101","form_type":"8-K","ticker":"CTBI","cik":"0000350852","company_name":"COMMUNITY TRUST BANCORP INC /KY/","filed_at":"2023-10-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.647826+00:00","generated_at":"2026-06-09T22:05:18.046969+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Community Trust Q3 net income rises to $20.6M, EPS $1.15; dividend increases to $0.46/share","bullets":["Net income $20.6M ($1.15 per diluted share) vs $19.4M ($1.08) in Q2 2023 and $19.4M ($1.08) in Q3 2022.","Net interest margin 3.27%, down 8 bps QoQ and 9 bps YoY; net interest income $43.1M, flat QoQ.","Loans grew $55.3M (5.6% annualized) to $4.0B; deposits up $114.8M (9.6% annualized) to $4.9B.","Dividend declared $0.46 per share, up $0.02 from prior quarter, yielding 5.37% annualized on Sep 30 closing.","Nonperforming loans $13.0M (up $1.3M QoQ); net charge-offs $1.2M (0.12% annualized) vs $0.7M in Q2."],"urls":{"canonical":"https://secwatch.observer/filing/0000350852-23-000101","json":"https://secwatch.observer/filing/0000350852-23-000101.json","markdown":"https://secwatch.observer/filing/0000350852-23-000101.md","text":"https://secwatch.observer/filing/0000350852-23-000101.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/350852/000035085223000101/0000350852-23-000101-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/350852/000035085223000101/ctbi0923er8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T22:05:18.046969+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}