{"schema_version":"secwatch.filing_event.v1","accession":"0000350852-24-000009","form_type":"8-K","ticker":"CTBI","cik":"0000350852","company_name":"COMMUNITY TRUST BANCORP INC /KY/","filed_at":"2024-01-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:26.571899+00:00","generated_at":"2026-06-06T22:48:42.688529+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Community Trust Bancorp Q4 2023 EPS $1.04, down from $1.26 YoY; full-year net income $78M","bullets":["Q4 net income $18.7M ($1.04 diluted EPS) vs $22.4M ($1.26) in Q4 2022 and $20.6M ($1.15) in Q3 2023.","Net interest margin fell 32 bps YoY to 3.19%; net interest income $43.0M, down $1.8M YoY.","Loans grew 9.2% YoY to $4.1B; deposits including repos increased 6.6% to $4.9B.","Nonperforming loans $14.0M, up from $13.0M QoQ but down from $15.3M YoY; reserve ratio 1.22% of loans.","Quarterly dividend maintained at $0.46/share; discretionary employee gift of $1.2M accrued in Q4."],"urls":{"canonical":"https://secwatch.observer/filing/0000350852-24-000009","json":"https://secwatch.observer/filing/0000350852-24-000009.json","markdown":"https://secwatch.observer/filing/0000350852-24-000009.md","text":"https://secwatch.observer/filing/0000350852-24-000009.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/350852/000035085224000009/0000350852-24-000009-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/350852/000035085224000009/ctbi1223er8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T22:48:42.688529+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"5c2626c06f7a7a97271eb84a58a07898a6f28480","claim":"COMMUNITY TRUST BANCORP INC /KY/ reported financial results for the quarter and year ended December 31, 2023.","evidence_excerpt":"On January 17, 2024, Community Trust Bancorp, Inc. issued a press release announcing its financial results for the quarter and year ended December 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/350852/000035085224000009/0000350852-24-000009-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter and year ended December 31, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}