{"schema_version":"secwatch.filing_event.v1","accession":"0000350852-24-000074","form_type":"8-K","ticker":"CTBI","cik":"0000350852","company_name":"COMMUNITY TRUST BANCORP INC /KY/","filed_at":"2024-07-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.502295+00:00","generated_at":"2026-05-31T20:18:46.263016+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Community Trust Bancorp Q2 2024 EPS $1.09 flat YoY; loan growth 9.7% annualized, NPLs up","bullets":["Net income $19.5M ($1.09 EPS) vs $18.7M ($1.04) Q1 2024 and $19.4M ($1.09) Q2 2023; essentially flat YoY.","Net interest income $45.7M, up 4.8% QoQ and 6.0% YoY; NIM (tax-eq) improved to 3.38% (+15 bps QoQ).","Loans grew $100.1M (annualized 9.7%) from March 31 to $4.26B; deposits decreased $57.6M (annualized -4.6%).","Nonperforming loans rose to $19.8M from $15.9M Q1 and $11.7M a year ago; provision for credit losses $3.0M, up $0.3M QoQ.","Dividend declared $0.46/share, unchanged QoQ but up from $0.44 YoY; annualized dividend yield 4.21%."],"urls":{"canonical":"https://secwatch.observer/filing/0000350852-24-000074","json":"https://secwatch.observer/filing/0000350852-24-000074.json","markdown":"https://secwatch.observer/filing/0000350852-24-000074.md","text":"https://secwatch.observer/filing/0000350852-24-000074.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/350852/000035085224000074/0000350852-24-000074-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/350852/000035085224000074/ctbi0624er8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T20:18:46.263016+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}