{"schema_version":"secwatch.filing_event.v1","accession":"0000350852-25-000050","form_type":"8-K","ticker":"CTBI","cik":"0000350852","company_name":"COMMUNITY TRUST BANCORP INC /KY/","filed_at":"2025-04-16T23:59:59+00:00","discovered_at":"2026-05-14T18:02:50.942929+00:00","generated_at":"2026-05-23T14:00:08.813243+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Community Trust Bancorp Q1 EPS $1.22; NIM expands to 3.57%, loans up 13.5% annualized","bullets":["Net income $22.0M ($1.22 diluted EPS) vs. $1.04 YoY; revenue up $7.4M YoY.","Net interest margin 3.57% (+14bp QoQ, +34bp YoY) driven by lower funding costs.","Loan growth $149.9M (13.5% annualized) from Dec 2024; deposits up $47.5M.","Nonperforming loans $26.5M (up from $15.9M YoY); net charge-offs 0.14% annualized.","Dividend maintained at $0.47 per share; book value per share $43.32."],"urls":{"canonical":"https://secwatch.observer/filing/0000350852-25-000050","json":"https://secwatch.observer/filing/0000350852-25-000050.json","markdown":"https://secwatch.observer/filing/0000350852-25-000050.md","text":"https://secwatch.observer/filing/0000350852-25-000050.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/350852/000035085225000050/0000350852-25-000050-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/350852/000035085225000050/er8k0325.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T14:00:08.813243+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}