secwatch.observer — SEC 8-K summary
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Issuer:     COMMUNITY TRUST BANCORP INC /KY/ (CTBI)
CIK:        0000350852
Form:       8-K
Filed at:   2025-04-16T23:59:59+00:00
Accession:  0000350852-25-000050
Event type: earnings
Sentiment:  neutral
Materiality: 0.65
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Community Trust Bancorp Q1 EPS $1.22; NIM expands to 3.57%, loans up 13.5% annualized
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- Net income $22.0M ($1.22 diluted EPS) vs. $1.04 YoY; revenue up $7.4M YoY.
- Net interest margin 3.57% (+14bp QoQ, +34bp YoY) driven by lower funding costs.
- Loan growth $149.9M (13.5% annualized) from Dec 2024; deposits up $47.5M.
- Nonperforming loans $26.5M (up from $15.9M YoY); net charge-offs 0.14% annualized.
- Dividend maintained at $0.47 per share; book value per share $43.32.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/350852/000035085225000050/0000350852-25-000050-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/350852/000035085225000050/er8k0325.htm
  HTML page:      https://secwatch.observer/filing/0000350852-25-000050

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer