{"schema_version":"secwatch.filing_event.v1","accession":"0000350852-25-000080","form_type":"8-K","ticker":"CTBI","cik":"0000350852","company_name":"COMMUNITY TRUST BANCORP INC /KY/","filed_at":"2025-07-16T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.058281+00:00","generated_at":"2026-05-18T06:21:44.068842+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Community Trust Bancorp posts record Q2 net income of $24.9M, EPS $1.38; NIM expands 26bps YoY","bullets":["Net income $24.9M ($1.38 EPS) vs $22.0M ($1.22) in Q1 2025 and $19.5M ($1.09) in Q2 2024.","Net interest margin (TEQ) 3.64%, up 7bps QoQ and 26bps YoY; net interest income $54.0M +18.3% YoY.","Loans grew 10.3% YoY to $4.70B; deposits (incl. repurchase agreements) up 10.0% to $5.46B.","Provision for credit losses fell to $2.1M from $3.6M in Q1; net charge-offs 0.12% annualized.","Dividend declared $0.47 per share (unchanged QoQ); annualized yield 3.55%."],"urls":{"canonical":"https://secwatch.observer/filing/0000350852-25-000080","json":"https://secwatch.observer/filing/0000350852-25-000080.json","markdown":"https://secwatch.observer/filing/0000350852-25-000080.md","text":"https://secwatch.observer/filing/0000350852-25-000080.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/350852/000035085225000080/0000350852-25-000080-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/350852/000035085225000080/ctbi0625er8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T06:21:44.068842+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}