{"schema_version":"secwatch.filing_event.v1","accession":"0000350852-26-000039","form_type":"8-K","ticker":"CTBI","cik":"0000350852","company_name":"COMMUNITY TRUST BANCORP INC /KY/","filed_at":"2026-04-15T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.571894+00:00","generated_at":"2026-05-15T06:13:12.010212+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"CTBI Q1 2026 net income $27.2M (up 24% YoY); EPS $1.51; NIM expands to 3.79%","bullets":["Net income $27.2M, EPS $1.51 diluted; up from $22.0M and $1.22 in Q1 2025.","Net interest margin 3.79% (up 22 bps YoY); net interest income $58.8M, up 14.7% YoY.","Provision for credit losses fell 36% YoY to $2.3M; net charge-offs 0.11% annualized.","Loan portfolio $5.0B, up 7.6% YoY; deposits $5.7B, up 7.0% YoY.","Nonperforming loans $20.7M, down 22% YoY; reserve coverage 295.8%."],"urls":{"canonical":"https://secwatch.observer/filing/0000350852-26-000039","json":"https://secwatch.observer/filing/0000350852-26-000039.json","markdown":"https://secwatch.observer/filing/0000350852-26-000039.md","text":"https://secwatch.observer/filing/0000350852-26-000039.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/350852/000035085226000039/0000350852-26-000039-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/350852/000035085226000039/ctbi0326er8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T06:13:12.010212+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"9e266fc923d30734e27459d9678147c866bf8092","claim":"COMMUNITY TRUST BANCORP INC /KY/ reported 1Q 2026 results: net income $27,192, EPS $1.51.","evidence_excerpt":"Kentucky: COMMUNITY TRUST BANCORP, INC. REPORTS EARNINGS FOR THE 1 ST QUARTER 2026 Earnings Summary (in thousands except per share data) 1Q 2026 4Q 2025 1Q 2025 Net income $ 27,192 $ 27,276 $ 21,972 Earnings per share $ 1.51 $ 1.51 $ 1.22 Earnings per share – diluted $ 1.50 $ 1.51 $ 1.22 Return on average assets 1.65 % 1.63 % 1.44 % Return on average equity","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/350852/000035085226000039/0000350852-26-000039-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"1Q 2026"},{"label":"Net income","value":"$27,192"},{"label":"EPS","value":"$1.51"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}