secwatch.observer — SEC 8-K summary
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Issuer:     COMMUNITY TRUST BANCORP INC /KY/ (CTBI)
CIK:        0000350852
Form:       8-K
Filed at:   2026-04-15T23:59:59+00:00
Accession:  0000350852-26-000039
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

CTBI Q1 2026 net income $27.2M (up 24% YoY); EPS $1.51; NIM expands to 3.79%
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- Net income $27.2M, EPS $1.51 diluted; up from $22.0M and $1.22 in Q1 2025.
- Net interest margin 3.79% (up 22 bps YoY); net interest income $58.8M, up 14.7% YoY.
- Provision for credit losses fell 36% YoY to $2.3M; net charge-offs 0.11% annualized.
- Loan portfolio $5.0B, up 7.6% YoY; deposits $5.7B, up 7.0% YoY.
- Nonperforming loans $20.7M, down 22% YoY; reserve coverage 295.8%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/350852/000035085226000039/0000350852-26-000039-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/350852/000035085226000039/ctbi0326er8k.htm
  HTML page:      https://secwatch.observer/filing/0000350852-26-000039

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer