{"schema_version":"secwatch.filing_event.v1","accession":"0000350852-26-000061","form_type":"8-K","ticker":"CTBI","cik":"0000350852","company_name":"COMMUNITY TRUST BANCORP INC /KY/","filed_at":"2026-07-15T12:19:57+00:00","discovered_at":"2026-07-15T12:25:00.378391+00:00","generated_at":"2026-07-15T12:25:03.919430+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Community Trust Bancorp reports record Q2 net income of $29.6M, EPS $1.64","bullets":["Net income $29.6M ($1.64 basic EPS) vs $24.9M ($1.38) in Q2 2025; YTD net income $56.8M ($3.15) vs $46.9M ($2.60).","Net interest income $60.9M, up 12.7% YoY; net interest margin 3.80%, up 16 bps from Q2 2025.","Loans grew $134.1M (10.8% annualized) in Q2 to $5.1B; deposits +$221.9M (15.5% annualized) to $6.0B.","Nonperforming loans rose $9.0M to $29.7M; net charge-offs remained low at 0.07% of avg loans.","Dividend declared $0.53 per share, unchanged from prior quarter; book value per share $49.10."],"urls":{"canonical":"https://secwatch.observer/filing/0000350852-26-000061","json":"https://secwatch.observer/filing/0000350852-26-000061.json","markdown":"https://secwatch.observer/filing/0000350852-26-000061.md","text":"https://secwatch.observer/filing/0000350852-26-000061.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/350852/000035085226000061/0000350852-26-000061-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/350852/000035085226000061/ctbi-20260715.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-15T12:25:03.919430+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}