secwatch.observer — SEC 8-K summary
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Issuer:     COMMUNITY TRUST BANCORP INC /KY/ (CTBI)
CIK:        0000350852
Form:       8-K
Filed at:   2026-07-15T12:19:57+00:00
Accession:  0000350852-26-000061
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Community Trust Bancorp reports record Q2 net income of $29.6M, EPS $1.64
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- Net income $29.6M ($1.64 basic EPS) vs $24.9M ($1.38) in Q2 2025; YTD net income $56.8M ($3.15) vs $46.9M ($2.60).
- Net interest income $60.9M, up 12.7% YoY; net interest margin 3.80%, up 16 bps from Q2 2025.
- Loans grew $134.1M (10.8% annualized) in Q2 to $5.1B; deposits +$221.9M (15.5% annualized) to $6.0B.
- Nonperforming loans rose $9.0M to $29.7M; net charge-offs remained low at 0.07% of avg loans.
- Dividend declared $0.53 per share, unchanged from prior quarter; book value per share $49.10.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/350852/000035085226000061/0000350852-26-000061-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/350852/000035085226000061/ctbi-20260715.htm
  HTML page:      https://secwatch.observer/filing/0000350852-26-000061

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