{"schema_version":"secwatch.filing_event.v1","accession":"0000351569-24-000034","form_type":"8-K","ticker":"ABCB","cik":"0000351569","company_name":"Ameris Bancorp","filed_at":"2024-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.714909+00:00","generated_at":"2026-05-30T10:42:59.014625+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Ameris Bancorp Q3 net income $99.2M ($1.44 EPS); TCE ratio >10%; authorizes $100M buyback","bullets":["Net income $99.2M ($1.44 diluted EPS); adjusted net income $95.2M ($1.38).","Net interest margin 3.51%; total deposits grew $435.1M (8.1% annualized).","Tangible book value per share rose to $37.51; TCE ratio 10.24% vs 9.11% a year ago.","Board authorized $100M share repurchase program through Oct 31, 2025.","Nonperforming assets improved to 0.44% of total assets; net charge-offs 0.15% annualized."],"urls":{"canonical":"https://secwatch.observer/filing/0000351569-24-000034","json":"https://secwatch.observer/filing/0000351569-24-000034.json","markdown":"https://secwatch.observer/filing/0000351569-24-000034.md","text":"https://secwatch.observer/filing/0000351569-24-000034.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/351569/000035156924000034/0000351569-24-000034-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/351569/000035156924000034/abcb-20241024.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T10:42:59.014625+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}