---
schema_version: "secwatch.filing_event.v1"
accession: "0000351569-24-000034"
form_type: "8-K"
ticker: "ABCB"
cik: "0000351569"
company_name: "Ameris Bancorp"
filed_at: "2024-10-24T23:59:59+00:00"
generated_at: "2026-05-30T10:42:59.014625+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Ameris Bancorp Q3 net income $99.2M ($1.44 EPS); TCE ratio >10%; authorizes $100M buyback

## Summary
- Net income $99.2M ($1.44 diluted EPS); adjusted net income $95.2M ($1.38).
- Net interest margin 3.51%; total deposits grew $435.1M (8.1% annualized).
- Tangible book value per share rose to $37.51; TCE ratio 10.24% vs 9.11% a year ago.
- Board authorized $100M share repurchase program through Oct 31, 2025.
- Nonperforming assets improved to 0.44% of total assets; net charge-offs 0.15% annualized.

## SEC filing metadata
- accession: 0000351569-24-000034
- form_type: 8-K
- ticker: ABCB
- cik: 0000351569
- company_name: Ameris Bancorp
- filed_at: 2024-10-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/351569/000035156924000034/0000351569-24-000034-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/351569/000035156924000034/abcb-20241024.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000351569-24-000034
- JSON: https://secwatch.observer/filing/0000351569-24-000034.json
- Plain text: https://secwatch.observer/filing/0000351569-24-000034.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.