secwatch.observer — SEC 8-K summary
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Issuer:     Ameris Bancorp (ABCB)
CIK:        0000351569
Form:       8-K
Filed at:   2026-04-23T23:59:59+00:00
Accession:  0000351569-26-000079
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Ameris Bancorp Q1 2026 net income $110.5M, EPS $1.63, ROA 1.62%, NIM expands 3bps to 3.88%
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- Net income $110.5M ($1.63 diluted EPS) vs $87.9M ($1.27) a year ago; revenue grew 9.5% annualized.
- Net interest margin (TE) expanded 3 bps to 3.88%; total cost of funds down 7 bps to 1.88%.
- Loan growth of $314.5M (5.9% annualized); deposit growth of $260.7M; noninterest-bearing mix improved to 29.8%.
- Share repurchases of $74.9M (950,400 shares) in the quarter; tangible book value per share up $0.61 to $44.79.
- Net charge-offs 0.21% of avg loans; provision for credit losses $16.6M; nonperforming assets stable at 0.45%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/351569/000035156926000079/0000351569-26-000079-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/351569/000035156926000079/abcb-20260423.htm
  HTML page:      https://secwatch.observer/filing/0000351569-26-000079

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