{"schema_version":"secwatch.filing_event.v1","accession":"0000356171-22-000057","form_type":"8-K","ticker":"TCBK","cik":"0000356171","company_name":"TRICO BANCSHARES /","filed_at":"2022-10-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:53.177981+00:00","generated_at":"2026-06-23T00:58:04.007676+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"TriCo Bancshares Q3 net income $37.3M ($1.12 EPS), NIM expands to 4.02%","bullets":["Net income $37.3M, up 19% QoQ and 36% YoY; diluted EPS $1.12 vs $0.93 Q2 and $0.92 Q3 2021.","Net interest margin (FTE) 4.02%, up 35 bps QoQ and 52 bps YoY; core NIM (ex-accretion/PPP) improved to 3.98%.","Organic loan growth $216.7M (14.2% annualized) led by commercial real estate; loan-to-deposit ratio 72.9%.","Efficiency ratio improved to 49.6% from 55.5% in Q2; noninterest expenses relatively flat QoQ.","Dividend increased to $0.30/share, up 20% from $0.25 prior; tangible book value $19.92."],"urls":{"canonical":"https://secwatch.observer/filing/0000356171-22-000057","json":"https://secwatch.observer/filing/0000356171-22-000057.json","markdown":"https://secwatch.observer/filing/0000356171-22-000057.md","text":"https://secwatch.observer/filing/0000356171-22-000057.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/356171/000035617122000057/0000356171-22-000057-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/356171/000035617122000057/tcbk-20221026.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T00:58:04.007676+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}