secwatch.observer — SEC 8-K summary
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Issuer:     TRICO BANCSHARES / (TCBK)
CIK:        0000356171
Form:       8-K
Filed at:   2023-01-25T23:59:59+00:00
Accession:  0000356171-23-000004
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

TriCo Q4 net income $36.3M, EPS $1.09; NIM expands to 4.34%
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- Net income $36.3M, diluted EPS $1.09 vs $1.12 in Q3 2022 and $0.94 in Q4 2021.
- Net interest margin improved 32 bps to 4.34% (4.27% ex-PPP and accretion).
- Organic loan growth $136.2M (8.6% annualized); deposits declined $326.8M (15.1% annualized).
- Cost of deposits remained low at 0.10%; loan-to-deposit ratio rose to 77.4%.
- Tangible book value per share $21.76, up from $19.92 in prior quarter.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/356171/000035617123000004/0000356171-23-000004-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/356171/000035617123000004/tcbk-20230125.htm
  HTML page:      https://secwatch.observer/filing/0000356171-23-000004

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer