{"schema_version":"secwatch.filing_event.v1","accession":"0000356171-23-000026","form_type":"8-K","ticker":"TCBK","cik":"0000356171","company_name":"TRICO BANCSHARES /","filed_at":"2023-04-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:41.816941+00:00","generated_at":"2026-06-16T14:00:20.000841+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"TriCo Bancshares Q1 net income $35.8M, EPS $1.07; deposits decline 3.6% QoQ","bullets":["Net income $35.8M vs $36.3M QoQ and $20.4M YoY; diluted EPS $1.07 vs $1.09 QoQ and $0.67 YoY.","Net interest margin 4.21%, down 13 bps QoQ; deposit cost 0.25% (cycle-to-date beta 4.42%).","Deposits fell $303M (-3.6% QoQ) to $8.03B; loan-to-deposit ratio rose to 80.0% from 77.4%.","Non-PPP loans grew 10.8% YoY to $6.42B; credit quality strong with NPAs 0.20% of assets.","Primary liquidity $4.41B (54.9% of deposits); no brokered deposits used."],"urls":{"canonical":"https://secwatch.observer/filing/0000356171-23-000026","json":"https://secwatch.observer/filing/0000356171-23-000026.json","markdown":"https://secwatch.observer/filing/0000356171-23-000026.md","text":"https://secwatch.observer/filing/0000356171-23-000026.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/356171/000035617123000026/0000356171-23-000026-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/356171/000035617123000026/tcbk-20230426.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T14:00:20.000841+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"45cdf656db2034a83c62621bc136651a20a71ffb","claim":"TRICO BANCSHARES / reported first quarter 2023 results: net income $35.8 million, EPS $1.07.","evidence_excerpt":"TriCo Bancshares (NASDAQ: TCBK) (the “Company”), parent company of Tri Counties Bank, today announced net income of $35.8 million for the quarter ended March 31, 2023, compared to $36.3 million during the trailing quarter ended December 31, 2022, and $20.4 million during the quarter ended March 31, 2022. Diluted earnings per share were $1.07 for the first quarter of 2023, compared to $1.09 for the fourth quarter of 2022 and $0.67 during the first quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/356171/000035617123000026/0000356171-23-000026-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter 2023"},{"label":"Net income","value":"$35.8 million"},{"label":"EPS","value":"$1.07"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}