{"schema_version":"secwatch.filing_event.v1","accession":"0000356171-23-000041","form_type":"8-K","ticker":"TCBK","cik":"0000356171","company_name":"TRICO BANCSHARES /","filed_at":"2023-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.326008+00:00","generated_at":"2026-06-13T02:30:41.424890+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"TriCo Bancshares Q2 net income falls 31% QoQ to $24.9M; NIM compresses 25bp to 3.96%","bullets":["Net income $24.9M, down 30.5% from $35.8M in Q1; diluted EPS $0.75 vs $1.07.","Net interest margin fell 25bp to 3.96% as deposit costs rose 52bp QoQ to 0.83%.","Provision for credit losses jumped to $9.65M from $4.2M; ACL-to-loans ratio rose to 1.80%.","Nonperforming assets to total assets increased to 0.41% from 0.20% in Q1.","Loans grew $98.3M (6.1% annualized); deposits increased $69.5M; no brokered deposits used."],"urls":{"canonical":"https://secwatch.observer/filing/0000356171-23-000041","json":"https://secwatch.observer/filing/0000356171-23-000041.json","markdown":"https://secwatch.observer/filing/0000356171-23-000041.md","text":"https://secwatch.observer/filing/0000356171-23-000041.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/356171/000035617123000041/0000356171-23-000041-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/356171/000035617123000041/tcbk-20230726.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T02:30:41.424890+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"04fe12b1e42ccdc1f2a88ef97d226da7b4bca126","claim":"TRICO BANCSHARES / reported three and six month periods ended June 30, 2023 results: net income $24.9 million, EPS $0.75.","evidence_excerpt":"TriCo Bancshares (NASDAQ: TCBK) (the “Company”), parent company of Tri Counties Bank, today announced net income of $24.9 million for the quarter ended June 30, 2023, compared to $35.8 million during the trailing quarter ended March 31, 2023, and $31.4 million during the quarter ended June 30, 2022. Diluted earnings per share were $0.75 for the second quarter of 2023, compared to $1.07 for the first quarter of 2023 and $0.93 during the second quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/356171/000035617123000041/0000356171-23-000041-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three and six month periods ended June 30, 2023"},{"label":"Net income","value":"$24.9 million"},{"label":"EPS","value":"$0.75"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}