---
schema_version: "secwatch.filing_event.v1"
accession: "0000356171-23-000058"
form_type: "8-K"
ticker: "TCBK"
cik: "0000356171"
company_name: "TRICO BANCSHARES /"
filed_at: "2023-10-25T23:59:59+00:00"
generated_at: "2026-06-09T11:59:18.629307+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# TriCo Q3 net income $30.6M ($0.92 EPS), up 23% QoQ; NIM 3.88% narrows 8 bps

## Summary
- Net income $30.6M ($0.92 diluted EPS) vs $24.9M ($0.75) in Q2, down from $37.3M ($1.12) YoY.
- Pre-tax pre-provision net revenue $46.2M, up 7% from Q2; loans grew $187.9M (2.9%) linked quarter.
- Net interest margin (FTE) 3.88% vs 3.96% in Q2; deposit cost rose to 0.86% from 0.58%.
- Provision for credit losses $4.2M, down 57% from Q2's $9.7M; NPA ratio 0.33% of assets.
- Tangible book value $22.67/share vs $23.30 at year-end; total liquidity $4.2B, no brokered deposits.

## SEC filing metadata
- accession: 0000356171-23-000058
- form_type: 8-K
- ticker: TCBK
- cik: 0000356171
- company_name: TRICO BANCSHARES /
- filed_at: 2023-10-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/356171/000035617123000058/0000356171-23-000058-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/356171/000035617123000058/tcbk-20231025.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000356171-23-000058
- JSON: https://secwatch.observer/filing/0000356171-23-000058.json
- Plain text: https://secwatch.observer/filing/0000356171-23-000058.txt

## Key facts
- Earnings Releases
  TRICO BANCSHARES / reported three and nine month periods ended September 30, 2023 results: net income $30.6 million, EPS $0.92.
  - Period: three and nine month periods ended September 30, 2023
  - Net income: $30.6 million
  - EPS: $0.92
  - Result: reported results
  source text: Today announced net income of $30.6 million for the quarter ended September 30, 2023
  evidence_url: https://www.sec.gov/Archives/edgar/data/356171/000035617123000058/0000356171-23-000058-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.