secwatch.observer — SEC 8-K summary
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Issuer:     TRICO BANCSHARES / (TCBK)
CIK:        0000356171
Form:       8-K
Filed at:   2023-10-25T23:59:59+00:00
Accession:  0000356171-23-000058
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

TriCo Q3 net income $30.6M ($0.92 EPS), up 23% QoQ; NIM 3.88% narrows 8 bps
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- Net income $30.6M ($0.92 diluted EPS) vs $24.9M ($0.75) in Q2, down from $37.3M ($1.12) YoY.
- Pre-tax pre-provision net revenue $46.2M, up 7% from Q2; loans grew $187.9M (2.9%) linked quarter.
- Net interest margin (FTE) 3.88% vs 3.96% in Q2; deposit cost rose to 0.86% from 0.58%.
- Provision for credit losses $4.2M, down 57% from Q2's $9.7M; NPA ratio 0.33% of assets.
- Tangible book value $22.67/share vs $23.30 at year-end; total liquidity $4.2B, no brokered deposits.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/356171/000035617123000058/0000356171-23-000058-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/356171/000035617123000058/tcbk-20231025.htm
  HTML page:      https://secwatch.observer/filing/0000356171-23-000058

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