---
schema_version: "secwatch.filing_event.v1"
accession: "0000356171-24-000100"
form_type: "8-K"
ticker: "TCBK"
cik: "0000356171"
company_name: "TRICO BANCSHARES /"
filed_at: "2024-07-25T23:59:59+00:00"
generated_at: "2026-05-31T16:26:51.486546+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# TriCo Bancshares Q2 net income $29.0M, EPS $0.87; deposits up 3.1% annualized

## Summary
- Net income of $29.0M ($0.87 diluted EPS) vs $27.7M ($0.83) in Q1 2024 and $24.9M ($0.75) in Q2 2023.
- Net interest margin (FTE) held at 3.68%, unchanged from Q1; net interest income $82.0M, down 0.9% QoQ.
- Deposits rose $62.6M (3.1% annualized) to $8.05B; loan-to-deposit ratio improved to 83.8% from 85.1%.
- Provision for credit losses was $0.4M, down sharply from $4.3M in Q1; ACL ratio stable at 1.83%.
- Tangible book value per share grew to $26.13 from $23.30 a year ago; $0.33 quarterly dividend declared.

## SEC filing metadata
- accession: 0000356171-24-000100
- form_type: 8-K
- ticker: TCBK
- cik: 0000356171
- company_name: TRICO BANCSHARES /
- filed_at: 2024-07-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/356171/000035617124000100/0000356171-24-000100-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/356171/000035617124000100/tcbk-20240725.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000356171-24-000100
- JSON: https://secwatch.observer/filing/0000356171-24-000100.json
- Plain text: https://secwatch.observer/filing/0000356171-24-000100.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.