{"schema_version":"secwatch.filing_event.v1","accession":"0000356171-25-000003","form_type":"8-K","ticker":"TCBK","cik":"0000356171","company_name":"TRICO BANCSHARES /","filed_at":"2025-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:05.988670+00:00","generated_at":"2026-05-27T17:00:56.680806+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"TriCo Bancshares reports Q4 net income $29.0M, EPS $0.88; net interest margin expands to 3.76%","bullets":["Q4 net income $29.0M ($0.88 diluted EPS), flat QoQ; up 11.3% YoY from $0.78.","Net interest margin (FTE) 3.76%, up 5 bps QoQ from 3.71% despite three Fed rate cuts.","Loans grew $84.6M (5.1% annualized) QoQ; deposits increased $50.5M (2.5% annualized).","Provision for credit losses rose to $1.7M from $0.2M QoQ due to loan growth; ACL/total loans 1.85%."],"urls":{"canonical":"https://secwatch.observer/filing/0000356171-25-000003","json":"https://secwatch.observer/filing/0000356171-25-000003.json","markdown":"https://secwatch.observer/filing/0000356171-25-000003.md","text":"https://secwatch.observer/filing/0000356171-25-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/356171/000035617125000003/0000356171-25-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/356171/000035617125000003/tcbk-20250123.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T17:00:56.680806+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}