secwatch.observer — SEC 8-K summary
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Issuer:     TRICO BANCSHARES / (TCBK)
CIK:        0000356171
Form:       8-K
Filed at:   2025-01-23T23:59:59+00:00
Accession:  0000356171-25-000003
Event type: earnings
Sentiment:  neutral
Materiality: 0.50
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

TriCo Bancshares reports Q4 net income $29.0M, EPS $0.88; net interest margin expands to 3.76%
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- Q4 net income $29.0M ($0.88 diluted EPS), flat QoQ; up 11.3% YoY from $0.78.
- Net interest margin (FTE) 3.76%, up 5 bps QoQ from 3.71% despite three Fed rate cuts.
- Loans grew $84.6M (5.1% annualized) QoQ; deposits increased $50.5M (2.5% annualized).
- Provision for credit losses rose to $1.7M from $0.2M QoQ due to loan growth; ACL/total loans 1.85%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/356171/000035617125000003/0000356171-25-000003-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/356171/000035617125000003/tcbk-20250123.htm
  HTML page:      https://secwatch.observer/filing/0000356171-25-000003

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