{"schema_version":"secwatch.filing_event.v1","accession":"0000356171-25-000054","form_type":"8-K","ticker":"TCBK","cik":"0000356171","company_name":"TRICO BANCSHARES /","filed_at":"2025-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:50.954594+00:00","generated_at":"2026-05-23T07:28:00.595980+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"TriCo Bancshares Q1 EPS $0.80, NIM 3.73%; non-performing assets rise to 0.59%","bullets":["Net income $26.4M ($0.80 diluted EPS) down from $29.0M ($0.88) prior quarter and $27.7M ($0.83) year ago.","Net interest margin (FTE) 3.73% vs 3.76% prior quarter; net interest income $82.5M down 1.8%.","Provision for credit losses $3.7M (vs $1.7M prior quarter) driven by $4.9M increase in individually evaluated loan reserves.","Non-performing assets to total assets 0.59% (up from 0.48% prior quarter); classified loans ratio 1.94% (up from 1.74%).","Deposits grew $117.8M (5.8% annualized); loans grew $52.3M (3.1% annualized); dividend unchanged $0.33."],"urls":{"canonical":"https://secwatch.observer/filing/0000356171-25-000054","json":"https://secwatch.observer/filing/0000356171-25-000054.json","markdown":"https://secwatch.observer/filing/0000356171-25-000054.md","text":"https://secwatch.observer/filing/0000356171-25-000054.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/356171/000035617125000054/0000356171-25-000054-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/356171/000035617125000054/tcbk-20250424.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T07:28:00.595980+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}