---
schema_version: "secwatch.filing_event.v1"
accession: "0000356171-25-000054"
form_type: "8-K"
ticker: "TCBK"
cik: "0000356171"
company_name: "TRICO BANCSHARES /"
filed_at: "2025-04-24T23:59:59+00:00"
generated_at: "2026-05-23T07:28:00.595980+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# TriCo Bancshares Q1 EPS $0.80, NIM 3.73%; non-performing assets rise to 0.59%

## Summary
- Net income $26.4M ($0.80 diluted EPS) down from $29.0M ($0.88) prior quarter and $27.7M ($0.83) year ago.
- Net interest margin (FTE) 3.73% vs 3.76% prior quarter; net interest income $82.5M down 1.8%.
- Provision for credit losses $3.7M (vs $1.7M prior quarter) driven by $4.9M increase in individually evaluated loan reserves.
- Non-performing assets to total assets 0.59% (up from 0.48% prior quarter); classified loans ratio 1.94% (up from 1.74%).
- Deposits grew $117.8M (5.8% annualized); loans grew $52.3M (3.1% annualized); dividend unchanged $0.33.

## SEC filing metadata
- accession: 0000356171-25-000054
- form_type: 8-K
- ticker: TCBK
- cik: 0000356171
- company_name: TRICO BANCSHARES /
- filed_at: 2025-04-24T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/356171/000035617125000054/0000356171-25-000054-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/356171/000035617125000054/tcbk-20250424.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000356171-25-000054
- JSON: https://secwatch.observer/filing/0000356171-25-000054.json
- Plain text: https://secwatch.observer/filing/0000356171-25-000054.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.