secwatch.observer — SEC 8-K summary
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Issuer:     TRICO BANCSHARES / (TCBK)
CIK:        0000356171
Form:       8-K
Filed at:   2025-04-24T23:59:59+00:00
Accession:  0000356171-25-000054
Event type: earnings
Sentiment:  negative
Materiality: 0.70
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

TriCo Bancshares Q1 EPS $0.80, NIM 3.73%; non-performing assets rise to 0.59%
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- Net income $26.4M ($0.80 diluted EPS) down from $29.0M ($0.88) prior quarter and $27.7M ($0.83) year ago.
- Net interest margin (FTE) 3.73% vs 3.76% prior quarter; net interest income $82.5M down 1.8%.
- Provision for credit losses $3.7M (vs $1.7M prior quarter) driven by $4.9M increase in individually evaluated loan reserves.
- Non-performing assets to total assets 0.59% (up from 0.48% prior quarter); classified loans ratio 1.94% (up from 1.74%).
- Deposits grew $117.8M (5.8% annualized); loans grew $52.3M (3.1% annualized); dividend unchanged $0.33.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/356171/000035617125000054/0000356171-25-000054-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/356171/000035617125000054/tcbk-20250424.htm
  HTML page:      https://secwatch.observer/filing/0000356171-25-000054

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