---
schema_version: "secwatch.filing_event.v1"
accession: "0000356171-25-000069"
form_type: "8-K"
ticker: "TCBK"
cik: "0000356171"
company_name: "TRICO BANCSHARES /"
filed_at: "2025-10-23T23:59:59+00:00"
generated_at: "2026-05-17T02:36:13.541741+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# TriCo Bancshares Q3 net income $34M, EPS $1.04 up 23.5% QoQ

## Summary
- Diluted EPS $1.04 vs $0.84 QoQ and $0.88 YoY; net income up 23.5% from prior quarter.
- Net interest margin (FTE) 3.92%, +4 bps QoQ; net interest income $89.8M, +3.5%.
- Loan balances grew $47.8M QoQ (2.7% annualized); deposit balances decreased $41.3M.
- Efficiency ratio improved to 56.18% from 59.00% QoQ; provision for credit losses fell to $0.7M.
- Dividend raised to $0.36/share from $0.33; tangible book value per share $30.61.

## SEC filing metadata
- accession: 0000356171-25-000069
- form_type: 8-K
- ticker: TCBK
- cik: 0000356171
- company_name: TRICO BANCSHARES /
- filed_at: 2025-10-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/356171/000035617125000069/0000356171-25-000069-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/356171/000035617125000069/tcbk-20251023.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000356171-25-000069
- JSON: https://secwatch.observer/filing/0000356171-25-000069.json
- Plain text: https://secwatch.observer/filing/0000356171-25-000069.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.