secwatch.observer — SEC 8-K summary
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Issuer:     TRICO BANCSHARES / (TCBK)
CIK:        0000356171
Form:       8-K
Filed at:   2025-10-23T23:59:59+00:00
Accession:  0000356171-25-000069
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

TriCo Bancshares Q3 net income $34M, EPS $1.04 up 23.5% QoQ
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- Diluted EPS $1.04 vs $0.84 QoQ and $0.88 YoY; net income up 23.5% from prior quarter.
- Net interest margin (FTE) 3.92%, +4 bps QoQ; net interest income $89.8M, +3.5%.
- Loan balances grew $47.8M QoQ (2.7% annualized); deposit balances decreased $41.3M.
- Efficiency ratio improved to 56.18% from 59.00% QoQ; provision for credit losses fell to $0.7M.
- Dividend raised to $0.36/share from $0.33; tangible book value per share $30.61.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/356171/000035617125000069/0000356171-25-000069-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/356171/000035617125000069/tcbk-20251023.htm
  HTML page:      https://secwatch.observer/filing/0000356171-25-000069

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer