{"schema_version":"secwatch.filing_event.v1","accession":"0000356171-26-000003","form_type":"8-K","ticker":"TCBK","cik":"0000356171","company_name":"TRICO BANCSHARES /","filed_at":"2026-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.387398+00:00","generated_at":"2026-05-16T09:05:47.537643+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"TriCo Bancshares Q4 net income $33.6M, EPS $1.03; NIM 4.02%; share repurchase authorized","bullets":["Q4 2025 net income $33.6M ($1.03/share), compared to $34.0M ($1.04) in Q3 2025 and $29.0M ($0.88) in Q4 2024, a 15.8% YoY increase.","Net interest margin (FTE) expanded to 4.02% from 3.92% in Q3 2025 and 3.76% in Q4 2024; net interest income $92.5M (up 3% QoQ, 9.7% YoY).","Provision for credit losses increased to $3.0M in Q4 from $0.7M in prior quarter and $1.7M in Q4 2024; total ACL 1.77% of loans.","Loan balances $7.11B, up $104.3M (6.0% annualized) QoQ and up $342.6M (5.1%) YoY; deposit balances $8.26B, down $70.6M QoQ but up $176.3M YoY.","Board authorized a new share repurchase program of up to 2,000,000 shares of common stock."],"urls":{"canonical":"https://secwatch.observer/filing/0000356171-26-000003","json":"https://secwatch.observer/filing/0000356171-26-000003.json","markdown":"https://secwatch.observer/filing/0000356171-26-000003.md","text":"https://secwatch.observer/filing/0000356171-26-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/356171/000035617126000003/0000356171-26-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/356171/000035617126000003/tcbk-20260122.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T09:05:47.537643+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}