secwatch.observer — SEC 8-K summary
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Issuer:     TRICO BANCSHARES / (TCBK)
CIK:        0000356171
Form:       8-K
Filed at:   2026-01-22T23:59:59+00:00
Accession:  0000356171-26-000003
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

TriCo Bancshares Q4 net income $33.6M, EPS $1.03; NIM 4.02%; share repurchase authorized
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- Q4 2025 net income $33.6M ($1.03/share), compared to $34.0M ($1.04) in Q3 2025 and $29.0M ($0.88) in Q4 2024, a 15.8% YoY increase.
- Net interest margin (FTE) expanded to 4.02% from 3.92% in Q3 2025 and 3.76% in Q4 2024; net interest income $92.5M (up 3% QoQ, 9.7% YoY).
- Provision for credit losses increased to $3.0M in Q4 from $0.7M in prior quarter and $1.7M in Q4 2024; total ACL 1.77% of loans.
- Loan balances $7.11B, up $104.3M (6.0% annualized) QoQ and up $342.6M (5.1%) YoY; deposit balances $8.26B, down $70.6M QoQ but up $176.3M YoY.
- Board authorized a new share repurchase program of up to 2,000,000 shares of common stock.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/356171/000035617126000003/0000356171-26-000003-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/356171/000035617126000003/tcbk-20260122.htm
  HTML page:      https://secwatch.observer/filing/0000356171-26-000003

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