{"schema_version":"secwatch.filing_event.v1","accession":"0000356171-26-000104","form_type":"8-K","ticker":"TCBK","cik":"0000356171","company_name":"TRICO BANCSHARES /","filed_at":"2026-07-22T23:34:19+00:00","discovered_at":"2026-07-23T10:05:00.251312+00:00","generated_at":"2026-07-23T10:05:35.607394+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"TriCo Bancshares Q2 net income $34.2M, EPS $1.06, up 24% YoY; loan growth 13.7% annualized","bullets":["Net income $34.2M ($1.06 diluted EPS) vs $33.7M ($1.04) prior quarter and $27.5M ($0.84) YoY.","Net interest income (FTE) $93.9M, NIM 4.11% (+4 bps QoQ); loan balances up $242.9M (13.7% annualized).","Deposit balances down $34.8M (1.7% annualized); one-way sell deposits $68.8M at quarter end.","Efficiency ratio 56.25% vs 54.55% prior quarter, including $0.9M merger-related expenses.","Provision for credit losses $2.7M vs $3.3M prior quarter; ACL 1.78% of loans."],"urls":{"canonical":"https://secwatch.observer/filing/0000356171-26-000104","json":"https://secwatch.observer/filing/0000356171-26-000104.json","markdown":"https://secwatch.observer/filing/0000356171-26-000104.md","text":"https://secwatch.observer/filing/0000356171-26-000104.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/356171/000035617126000104/0000356171-26-000104-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/356171/000035617126000104/tcbk-20260723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-23T10:05:35.607394+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}