---
schema_version: "secwatch.filing_event.v1"
accession: "0000356171-26-000104"
form_type: "8-K"
ticker: "TCBK"
cik: "0000356171"
company_name: "TRICO BANCSHARES /"
filed_at: "2026-07-22T23:34:19+00:00"
generated_at: "2026-07-23T10:05:35.607394+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# TriCo Bancshares Q2 net income $34.2M, EPS $1.06, up 24% YoY; loan growth 13.7% annualized

## Summary
- Net income $34.2M ($1.06 diluted EPS) vs $33.7M ($1.04) prior quarter and $27.5M ($0.84) YoY.
- Net interest income (FTE) $93.9M, NIM 4.11% (+4 bps QoQ); loan balances up $242.9M (13.7% annualized).
- Deposit balances down $34.8M (1.7% annualized); one-way sell deposits $68.8M at quarter end.
- Efficiency ratio 56.25% vs 54.55% prior quarter, including $0.9M merger-related expenses.
- Provision for credit losses $2.7M vs $3.3M prior quarter; ACL 1.78% of loans.

## SEC filing metadata
- accession: 0000356171-26-000104
- form_type: 8-K
- ticker: TCBK
- cik: 0000356171
- company_name: TRICO BANCSHARES /
- filed_at: 2026-07-22T23:34:19+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/356171/000035617126000104/0000356171-26-000104-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/356171/000035617126000104/tcbk-20260723.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000356171-26-000104
- JSON: https://secwatch.observer/filing/0000356171-26-000104.json
- Plain text: https://secwatch.observer/filing/0000356171-26-000104.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.