secwatch.observer — SEC 8-K summary
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Issuer:     TRICO BANCSHARES / (TCBK)
CIK:        0000356171
Form:       8-K
Filed at:   2026-07-22T23:34:19+00:00
Accession:  0000356171-26-000104
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

TriCo Bancshares Q2 net income $34.2M, EPS $1.06, up 24% YoY; loan growth 13.7% annualized
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- Net income $34.2M ($1.06 diluted EPS) vs $33.7M ($1.04) prior quarter and $27.5M ($0.84) YoY.
- Net interest income (FTE) $93.9M, NIM 4.11% (+4 bps QoQ); loan balances up $242.9M (13.7% annualized).
- Deposit balances down $34.8M (1.7% annualized); one-way sell deposits $68.8M at quarter end.
- Efficiency ratio 56.25% vs 54.55% prior quarter, including $0.9M merger-related expenses.
- Provision for credit losses $2.7M vs $3.3M prior quarter; ACL 1.78% of loans.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/356171/000035617126000104/0000356171-26-000104-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/356171/000035617126000104/tcbk-20260723.htm
  HTML page:      https://secwatch.observer/filing/0000356171-26-000104

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer