{"schema_version":"secwatch.filing_event.v1","accession":"0000356171-26-000115","form_type":"8-K","ticker":"TCBK","cik":"0000356171","company_name":"TRICO BANCSHARES /","filed_at":"2026-10-21T23:24:23+00:00","discovered_at":"2026-10-22T10:05:00.257006+00:00","generated_at":"2026-10-22T10:06:17.409978+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"TriCo Bancshares Q3 net income $38.0M, EPS $1.18; declares $0.36 dividend amid First Hawaiian merger","bullets":["Net income $38.0M, or $1.18 diluted EPS, vs $34.2M/$1.06 in Q2 2026 and $34.0M/$1.04 a year ago; nine-month net income $105.8M and EPS $3.29, up 23.2% YoY.","Net interest income (FTE) $96.8M, up 3.1% from Q2; NIM 4.16%, up 5 bps; loan yield 5.87%; cost of total deposits 1.26%, down 13 bps YoY.","Loans $7.41B, up $403.4M or 5.8% YoY and $99.1M annualized QoQ; deposits $8.44B, up 1.3% YoY; loan-to-deposit ratio 87.8%.","Declared quarterly cash dividend of $0.36 per share, payable Nov. 27, 2026 to holders of record Nov. 16; unchanged from the prior quarter.","Efficiency ratio 56.96% included $3.8M merger costs vs $0.9M in Q2; CEO Rick Smith cites First Hawaiian Bank merger prep; credit-loss benefit $1.9M vs $2.7M provision."],"urls":{"canonical":"https://secwatch.observer/filing/0000356171-26-000115","json":"https://secwatch.observer/filing/0000356171-26-000115.json","markdown":"https://secwatch.observer/filing/0000356171-26-000115.md","text":"https://secwatch.observer/filing/0000356171-26-000115.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/356171/000035617126000115/0000356171-26-000115-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/356171/000035617126000115/tcbk-20261020.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-22T10:06:17.409978+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}