secwatch.observer — SEC 8-K summary
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Issuer:     TRICO BANCSHARES / (TCBK)
CIK:        0000356171
Form:       8-K
Filed at:   2026-10-21T23:24:23+00:00
Accession:  0000356171-26-000115
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4.1-flash:cloud@v2

TriCo Bancshares Q3 net income $38.0M, EPS $1.18; declares $0.36 dividend amid First Hawaiian merger
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- Net income $38.0M, or $1.18 diluted EPS, vs $34.2M/$1.06 in Q2 2026 and $34.0M/$1.04 a year ago; nine-month net income $105.8M and EPS $3.29, up 23.2% YoY.
- Net interest income (FTE) $96.8M, up 3.1% from Q2; NIM 4.16%, up 5 bps; loan yield 5.87%; cost of total deposits 1.26%, down 13 bps YoY.
- Loans $7.41B, up $403.4M or 5.8% YoY and $99.1M annualized QoQ; deposits $8.44B, up 1.3% YoY; loan-to-deposit ratio 87.8%.
- Declared quarterly cash dividend of $0.36 per share, payable Nov. 27, 2026 to holders of record Nov. 16; unchanged from the prior quarter.
- Efficiency ratio 56.96% included $3.8M merger costs vs $0.9M in Q2; CEO Rick Smith cites First Hawaiian Bank merger prep; credit-loss benefit $1.9M vs $2.7M provision.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/356171/000035617126000115/0000356171-26-000115-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/356171/000035617126000115/tcbk-20261020.htm
  HTML page:      https://secwatch.observer/filing/0000356171-26-000115

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