{"schema_version":"secwatch.filing_event.v1","accession":"0000357173-24-000056","form_type":"8-K","ticker":"OSBC","cik":"0000357173","company_name":"OLD SECOND BANCORP INC","filed_at":"2024-07-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.519313+00:00","generated_at":"2026-05-31T20:18:40.442837+00:00","sec_items":["2.02","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"low","headline":"Old Second Bancorp reports Q2 2024 results; loan portfolio data shows $2.05B outstanding","bullets":["Total loan balance $2.05B, total commitment $2.54B as of June 30, 2024 (disclosure dated 2020 likely a typo).","Payment modification rate 9.03% of total commitment; 449 payment deferrals/modifications.","CRE investor loans $723M (28% of portfolio); C&I $575M; CRE owner-occupied $344M.","Geographic concentration: 81% in IL; industry diversification with limited high-risk exposure.","Loan portfolio disclosure provided as Exhibit 99.2; press release with earnings details in Exhibit 99.1 (not included)."],"urls":{"canonical":"https://secwatch.observer/filing/0000357173-24-000056","json":"https://secwatch.observer/filing/0000357173-24-000056.json","markdown":"https://secwatch.observer/filing/0000357173-24-000056.md","text":"https://secwatch.observer/filing/0000357173-24-000056.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/357173/000035717324000056/0000357173-24-000056-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/357173/000035717324000056/tmb-20240717x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T20:18:40.442837+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}