Old Second Bancorp Q1 2026 loan charge-offs rise to $9.8M; ACL at $72.1M

OLD SECOND BANCORP INC

2026-Q1 EPS reported $0.48

Total loans $5.185B as of 3/31/26, down from $5.252B at 12/31/25.
Allowance for credit losses (ACL) $72.1M, provision expense $9.6M in Q1.
Net charge-offs of $9.78M in Q1 2026, up from $5.98M in Q4 2025.
Powersport segment net charge-offs $11.34M in Q1; CRE investor $3.93M.
Criticized loans ratio improved to 4.5% of total loans from 8.0% a year ago.

item 2.02 item 9.01

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Earnings Releases SEC 8-K Item 2.02 confidence 0.9

OLD SECOND BANCORP INC reported financial results for first quarter ended March 31, 2026.

Period: first quarter ended March 31, 2026
Result: reported results

Exact text from the filing

On April 22, 2026, Old Second Bancorp, Inc. (the “Company’s”) issued a press release announcing its financial results for the first quarter ended March 31, 2026, along with certain other financial information.

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Source: SEC EDGAR

accession 0000357173-26-000020

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