Old Second Bancorp Q2 2026 loan portfolio: total loans $5.246B, ACL $70.4M, NCOs $9.2M

OLD SECOND BANCORP INC

Total loans outstanding $5,246M as of June 30, 2026; allowance for credit losses $70.4M (1.34% of loans).
Net charge-offs in Q2 2026 were $9.2M; TTM net charge-offs $30.1M (0.57% annualized).
Powersport portfolio had highest TTM NCO rate at 2.07%; commercial (incl. leases) NCOs $6.0M TTM.
Commercial RE investor office portfolio: $174M outstanding, 68% LTV, 1.39x DSCR.
Earnings press release (Exhibit 99.1) not provided; only loan portfolio disclosures available.

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