{"schema_version":"secwatch.filing_event.v1","accession":"0000700564-23-000006","form_type":"8-K/A","ticker":"FULT","cik":"0000700564","company_name":"FULTON FINANCIAL CORP","filed_at":"2023-01-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.794520+00:00","generated_at":"2026-06-20T14:18:49.519667+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Fulton Financial Q4 EPS $0.47, up 16% QoQ; full-year record net income $276.7M","bullets":["Diluted EPS $0.47 (GAAP), $0.48 operating; net income available to common $79.3M, up 16% QoQ.","Net interest income $225.9M, NIM 3.69% (+15bp QoQ); provision for credit losses $14.5M.","Non-performing assets $177.7M (0.66% of assets); net charge-offs $11.7M (0.23%) on commercial office loan.","Non-interest income down 8.3% QoQ; non-interest expense (ex-mrg) up 2.5% QoQ; merger costs $1.9M.","Amendment corrects footnote in 2023 outlook presentation; no change to press release."],"urls":{"canonical":"https://secwatch.observer/filing/0000700564-23-000006","json":"https://secwatch.observer/filing/0000700564-23-000006.json","markdown":"https://secwatch.observer/filing/0000700564-23-000006.md","text":"https://secwatch.observer/filing/0000700564-23-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/700564/000070056423000006/0000700564-23-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/700564/000070056423000006/fult-20230117.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T14:18:49.519667+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4e603d10d93c79378ea5999a958794c17d23620e","claim":"FULTON FINANCIAL CORP reported financial results for the fourth quarter and year ended December 31, 2022.","evidence_excerpt":"On January 17, 2023, Fulton Financial Corporation (the \"Corporation\") issued a press release (the \"Press Release\") announcing its results of operations for the fourth quarter and year ended December 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/700564/000070056423000006/0000700564-23-000006-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter and year ended December 31, 2022"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}