{"schema_version":"secwatch.filing_event.v1","accession":"0000700564-23-000018","form_type":"8-K","ticker":"FULT","cik":"0000700564","company_name":"FULTON FINANCIAL CORP","filed_at":"2023-04-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:41.951398+00:00","generated_at":"2026-06-17T00:59:18.690461+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Fulton Financial Q1 net income falls 17% to $65.8M; provision jumps to $24.5M","bullets":["Diluted EPS $0.39, down from $0.47 in Q4 2022 and $0.39 in Q1 2022.","Net interest income $215.6M (-4.6% linked quarter); net interest margin 3.53% (-16 bps).","Provision for credit losses $24.5M vs $14.5M in Q4; net charge-offs 0.27% of avg loans.","Non-performing assets $167.9M (0.62% of assets); $13.3M charge-off on a commercial office loan.","Average loan growth of $458.6M QoQ; funding mix shifted to higher-cost deposits and borrowings."],"urls":{"canonical":"https://secwatch.observer/filing/0000700564-23-000018","json":"https://secwatch.observer/filing/0000700564-23-000018.json","markdown":"https://secwatch.observer/filing/0000700564-23-000018.md","text":"https://secwatch.observer/filing/0000700564-23-000018.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/700564/000070056423000018/0000700564-23-000018-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/700564/000070056423000018/fult-20230418.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-17T00:59:18.690461+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"5093f857e9e701324b815de4da13111509ad3abc","claim":"FULTON FINANCIAL CORP reported the first quarter ended March 31, 2023 results: net income $65.8 million, EPS $0.39 per diluted share.","evidence_excerpt":"Fulton Financial Corporation (NASDAQ:FULT) (“Fulton” or the “Corporation”) reported net income available to common shareholders of $65.8 million, or $0.39 per diluted share, for the first quarter of 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/700564/000070056423000018/0000700564-23-000018-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter ended March 31, 2023"},{"label":"Net income","value":"$65.8 million"},{"label":"EPS","value":"$0.39 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}