{"schema_version":"secwatch.filing_event.v1","accession":"0000700564-23-000045","form_type":"8-K","ticker":"FULT","cik":"0000700564","company_name":"FULTON FINANCIAL CORP","filed_at":"2023-10-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.763062+00:00","generated_at":"2026-06-09T22:54:45.973501+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Fulton Financial Q3 net income $69.5M ($0.42 EPS); net interest margin stable at 3.40%","bullets":["Net income available to common shareholders of $69.5M, down 9.7% from Q2 2023; operating EPS of $0.43.","Net interest income of $213.8M, up $1.0M linked quarter; net interest margin held at 3.40%.","Average net loans increased $255M linked quarter and $1.6B YoY; deposit and loan growth continued.","Provision for credit losses of $9.9M vs. $9.7M in Q2 2023; non-performing assets fell to 0.52% of assets.","Non-interest income down 7.6% linked quarter due to $3.0M swap valuation hit from LIBOR-to-SOFR transition."],"urls":{"canonical":"https://secwatch.observer/filing/0000700564-23-000045","json":"https://secwatch.observer/filing/0000700564-23-000045.json","markdown":"https://secwatch.observer/filing/0000700564-23-000045.md","text":"https://secwatch.observer/filing/0000700564-23-000045.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/700564/000070056423000045/0000700564-23-000045-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/700564/000070056423000045/fult-20231017.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T22:54:45.973501+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"380c793ee8a183ad96527f5acee75da7b20db078","claim":"FULTON FINANCIAL CORP reported financial results for the nine months ended September 30, 2023.","evidence_excerpt":"On October 17, 2023, Fulton Financial Corporation (the \"Corporation\") issued a press release (the \"Press Release\") announcing its results of operations for the third quarter ended September 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/700564/000070056423000045/0000700564-23-000045-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the nine months ended September 30, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"381d8786bb7c713e060ecf858fc36de6573e6bab","claim":"FULTON FINANCIAL CORP reported financial results for the third quarter ended September 30, 2023.","evidence_excerpt":"On October 17, 2023, Fulton Financial Corporation (the \"Corporation\") issued a press release (the \"Press Release\") announcing its results of operations for the third quarter ended September 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/700564/000070056423000045/0000700564-23-000045-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter ended September 30, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}