{"schema_version":"secwatch.filing_event.v1","accession":"0000700564-24-000016","form_type":"8-K","ticker":"FULT","cik":"0000700564","company_name":"FULTON FINANCIAL CORP","filed_at":"2024-04-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:21.707735+00:00","generated_at":"2026-06-03T22:28:39.407258+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Fulton Financial Q1 GAAP EPS $0.36, operating EPS $0.40; net income $59.4M, down 3.8% QoQ","bullets":["GAAP diluted EPS $0.36; operating diluted EPS $0.40; net income available to common $59.4M.","Net interest income $206.9M, down $5.1M QoQ; net interest margin 3.32% (down 4 bps).","Provision for credit losses $10.9M; net charge-offs 0.16% of avg loans; NPA ratio 0.57%.","Non-interest income before securities gains $57.1M (down 5% QoQ); non-interest expense $177.6M (down 1.6% QoQ).","CEO cites 'solid' earnings, deposit growth outpacing loan growth, stable asset quality."],"urls":{"canonical":"https://secwatch.observer/filing/0000700564-24-000016","json":"https://secwatch.observer/filing/0000700564-24-000016.json","markdown":"https://secwatch.observer/filing/0000700564-24-000016.md","text":"https://secwatch.observer/filing/0000700564-24-000016.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/700564/000070056424000016/0000700564-24-000016-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/700564/000070056424000016/fult-20240416.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T22:28:39.407258+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"749d8bb55a5b2ed048604b434c44026161af001d","claim":"FULTON FINANCIAL CORP reported the first quarter ended March 31, 2024 results: net income $59.4 million, EPS $0.36 per diluted share.","evidence_excerpt":"Fulton Financial Corporation (NASDAQ: FULT) (“Fulton” or the “Corporation”) reported net income available to common shareholders of $59.4 million, or $0.36 per diluted share, for the first quarter of 2024","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/700564/000070056424000016/0000700564-24-000016-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter ended March 31, 2024"},{"label":"Net income","value":"$59.4 million"},{"label":"EPS","value":"$0.36 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}